Requirements
Our warranties are insured products that are backed by an "A" rated UK insurer and are also covered by the Financial Services Compensation Scheme.
Competitors
Not all car warranty providers offer insured cover. Many offer a guarantee which doesn’t come under FCA regulation or the Financial Services Compensation Scheme and therefore they provide less protection to the consumer.
We are covered by the Financial Ombudsman Service as our warranties are insured products.
Competitors
Some warranty providers may not have access to the Financial Ombudsman Service, which may mean the CEOs might have final say on complaints, so you may have no independent third party to take your complaint to.
Claim limit is the market value of the vehicle and you can have multiple claims during the policy term.
Competitors
Other car warranty providers may have claim limits and restrictions
For all valid claims we pay out repair costs up to the value of the vehicle less any excess selected.
Competitors
Some car warranty providers may only pay a percentage of the repair costs due to the vehicle's age and mileage and cap their hourly labour rates. This means that you may have to make a contribution to the repair.
12 monthly interest free payments for 1 year policy term.
Competitors
Other car warranty providers may not offer the flexibility of 12 monthly payments and some may ask for a deposit upfront.
No cancellation or administration fees apply if you cancel or transfer the policy.
Competitors
Cancellation and adminstration fees may be applicable with other car warranty providers.
We cover from day 1 with no pre-inspection required.
Competitors
Some car warranty providers may make you wait either a period of time or a specific amount of miles before you are able to make a claim.
Our warranties include Roadside Assistance and MOT Test Insurance as standard.
Competitors
Other car warranty providers may offer add-ons but they might not come as standard and some restrictions may apply.